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Prerequisites

Before you begin, ensure you have:
  • A Straddle account with API access
  • A Quiltt account with processor token capabilities
  • Quiltt Connector configured with ACCOUNT_NUMBERS and ACCOUNT_BALANCE_REFRESHES features
For a complete integration guide including Quiltt Connector setup, see our detailed Quiltt integration guide.

Quick Start

Follow these steps to create a paykey from a Quiltt processor token.

Step 1: Obtain a Quiltt Processor Token

After your user connects their bank account through Quiltt Connector, create a processor token:

Step 2: Create a Paykey via Bridge API

Use the processor token to create a paykey:

Step 3: Handle the Response

A successful response returns the paykey and associated bank data:
Store the paykey securely for future transactions. Use it to create charges and Straddle will verify the account balance before processing.

Implementation Flow

1

Connect bank account

User connects their bank account via Quiltt Connector
2

Fetch account details

Fetch account details using Quiltt’s GraphQL API
3

Create processor token

Create processor token for selected account
4

Bridge to Straddle

Bridge processor token to create Straddle paykey
5

Store paykey

Store paykey for payment processing

Troubleshooting

Common issues and their solutions: