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Introducing Straddle LedgerMeet the Straddle Ledger: a centralized, double-entry system built for modern finance. Get real-time visibility into every charge, payout, return, and exception with faster fund access, same-day payout capabilities, and clearer bank statements. Every state change, tracked. Every dollar, accounted for. Faster LiquidityThe Straddle Ledger uses the earliest processing windows to speed up funding timelines. If using same-day ACH windows, charges post to the customer’s account the same day which speeds up your funding by a day. Efficient PayoutsPayouts now qualify for same-day funding when submitted by the first same-day ACH window. To take advantage of this, ensure your account is enabled for ‘immediate’ funding or contact [email protected] to request this capability. Clearer Bank StatementsPayment descriptions now appear on bank statements with up to 80 characters of detail helping customers recognize charges at a glance. Real-Time Funding VisibilityKnow the moment your money moves. Funding event webhooks fire as soon as status changes and you see updates immediately in the dashboard. Under the HoodThe Straddle Ledger is built for zero double-spends, always-correct balances, and real-time balance limits enforced at the ledger level. It’s multi-cloud with self-healing failover, 6 replicas for consensus, and an immutable audit trail baked in from day one. What’s NextThis architecture is the foundation for stored value wallets, multi-currency (including crypto), infinite accounts, and direct-to-rail payments. This is just the beginning. Recover Blocked Paykeys InstantlyWhen a paykey is blocked (e.g. R29), your customer can’t pay or get paid until it’s fixed. Unblock in the dashboard once they’ve updated their bank settings so they can use the paykey again quickly. Note that you can only unblock a paykey once.View blocked paykeys in the Overview tab or manage them directly from the specific Customer page.